Global highlights of H1’25
Global fintech funding in H1 2025 recorded $44.7B with 2,216 deals.
Looking back over H1’25, it’s clear that fintech investors were incredibly selective with their dealmaking. Key trends we saw during H1’25 included:
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- A surge in digital asset investments globally.
- A growing focus on AI-enablement of fintechs — either AI native or AI transformation of existing fintech platforms.
- A rise in IPO exit activity in the US with expectation for more significant listings in H2.
- Regtech gaining traction as institutions look to reduce costs.
Global fintech investment experiences lowest six-month period in five years
The global fintech market saw $44.7 billion investment during H1’25 — the lowest six-month period since H1’20. The impact of higher interest rates on the cost of capital and expectation of returns has removed more speculative investing and reset fintech investment to a new baseline. While fintech investors were cautiously optimistic entering 2025, new swells of geopolitical tensions combined with shifting US tariff and trade policies made it difficult for investors to feel confident in their dealmaking activities. Q2’25 was particularly soft, with just $18.7 billion invested across 972 deals — a volume of deals not seen since Q3’17.
